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No PMI Mortgage
PMI stands for private mortgage insurance. This is also referred to as mortgage insurance. This is required on conforming mortgage loans (best rates) that lend over 80% of the home's value. For example, if someone has 5% down payment on a home, you would be borrowing 95% of the home's value. Also, you would get the same interest rate as someone putting down 20% but would have to pay PMI to protect the lender in case of default. There are many options available to avoid the cost of PMI insurance even with less than 20% down payment or equity in your home. You can get mortgage quotes from the lenders that specialize in no PMI options. Fill out this one minute form to get mortgage quotes from national and local mortgage companies that are most competitive for this type of loan.
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